$150 M

in loans funded to date

97%

customer satisfaction rate

10-DAY

average loan approval period

Home Purchase Loans and Refinance in San Juan Capistrano, Irvine, CA

Welcome to the official site of Franklin Advantage, Inc. We are a full service mortgage company based in San Juan Capistrano, CA. We specialize in Home Purchase Loans and Refinance in San Juan Capistrano, Irvine. We also serve the surrounding cities in Orange County and Riverside County. Whether you are buying a home or refinancing in the zip code 92675, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | Conventional | Commercial | Jumbo

Contact Franklin Advantage, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Mortgage Payment Calculator

Calculate how much your monthly mortgage payment could be.

* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

See All Mortgage Calculators

View our Recent Blogs

Why Waiting to Buy a Home Could Cost You
Why Waiting to Buy a Home Could Cost You

Waiting to buy a home in today’s market could cost you more in the long run. Learn why acting now—despite mortgage rates—might be the smartest move for future homeowners.

Falling Mortgage Rates Could Revitalize the Housing Market – What It Means for Buyers & Sellers
Falling Mortgage Rates Could Revitalize the Housing Market – What It Means for Buyers & Sellers

Mortgage rates have dropped to their lowest levels since December, making homeownership more affordable. Learn what this means for buyers and sellers in today’s market.

Selling Your Home? What You Need to Know About Capital Gains Taxes
Selling Your Home? What You Need to Know About Capital Gains Taxes

Learn how capital gains taxes work when selling your home and how to reduce what you owe. Consult a tax professional for personalized advice.