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Home Purchase Loans and Refinance in San Juan Capistrano, Irvine, CA

Welcome to the official site of Franklin Advantage, Inc. We are a full service mortgage company based in San Juan Capistrano, CA. We specialize in Home Purchase Loans and Refinance in San Juan Capistrano, Irvine. We also serve the surrounding cities in Orange County and Riverside County. Whether you are buying a home or refinancing in the zip code 92675, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

Contact Franklin Advantage, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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View our Recent Blogs

What Today’s Jobs Report Means for Mortgage Rates

Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.

50-Year Mortgages? Here’s What You Need to Know

The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.

Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620

Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.