Home LoansSIMPLIFIED

Tell Us About
Yourself Get a
Quick Quote Apply
Today

$150 M

in loans funded to date

97%

customer satisfaction rate

10-DAY

average loan approval period

Home Purchase Loans and Refinance in San Juan Capistrano, Irvine, CA

Welcome to the official site of Franklin Advantage, Inc. We are a full service mortgage company based in San Juan Capistrano, CA. We specialize in Home Purchase Loans and Refinance in San Juan Capistrano, Irvine. We also serve the surrounding cities in Orange County and Riverside County. Whether you are buying a home or refinancing in the zip code 92675, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

Contact Franklin Advantage, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Mortgage Payment Calculator

Calculate how much your monthly mortgage payment could be.

* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

See All Mortgage Calculators

Mortgage Resources

Tools to help you along the way

View our Recent Blogs

Lock-in Effect: Something big just happened in the U.S. Housing Market

Find out what the experts are anticipating for 2026 housing

Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows

A holiday-week catch-up: light trading kept markets mostly sideways, but the average 30-year fixed edged to near two-month lows as bonds got a small lift from Europe and pending home sales improved.

Inflation Cools in November — What It Means for Mortgage Rates

Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.