Franklin Advantage, Inc.
31897 Del Obispo St, Suite 200 San Juan Capistrano CA, 92675
Need Mortgage Help? 800-314-(5626)

I've had credit problems in the past. Does this impact my chances of getting a home loan?

Even with poor credit getting a home loan is still possible. A lender will consider you to be a risky borrower and to compensate for this they will charge you a higher interest rate, and expect a higher down payment usually 20%-50%. The worse your credit history is, the more you can expect to pay.

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